Checking Account Rates ; AccountBenefit Interest Checking, Interest Rate%, Annual Percentage Yield (APY)%, Minimum to Open$50 ; AccountPremium Interest. Early direct deposit—with direct deposit, get your money up to two business days early · No Chase fee at non-Chase ATMs · No Chase fees for checks · Earns interest. How to maintain the rate: Deposit at least $25, within 30 days of account opening and maintain a minimum daily balance of at least $25, each day. The FDIC reports that the average national interest rate for a checking account is % as of Feb. 20, If you're aiming to score a higher interest rate. Compare Checking & Savings Accounts ; Checking. A fee-free online account for everyday use, including a top-rated mobile app. ; Performance Savings.
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